Gardening is something I love to do. However, gardening can get expensive, and yet with the hard economic times; it’s not something I want to do without. Therefore, I have come up with a few ways that I save money so that I can spend more on gardening.
These ideas or not ranked in money saved but are random ideas that I do or wish I did to save money.
Your phone bill is a place to save money. If you have a cell phone, then you don’t need long distance on your home phone, if you even need a home phone at all. Make sure you have the right cell plan to meet your needs. It doesn’t usually cost to down grade or up grade so make sure that you are aware of all the different plans and pay the least for your needs. I use tracfone, because I use my cell only for emergencies. I also use a calling card on my home phone which is 2.9 cents a minute for long distance. The code and number are programmed into my phone for ease of use, and I save a minimum of $25 a month.
Make sure you pay your bills on time and balance your finances. Overdrafts and late payments are a huge drain on your finances. This is of course a no-brainer.
Make a list of things that you need to buy or have a master list with you when you go shopping. This way you are more focused and can avoid the enticements of prepackaged foods. The more you can cook things from scratch, the more you will save. This leads to the next important money saver.
Pack a lunch to work or school. Pack your own drink also. Buy some flavored drink mixes and use those to cut down on costs of bottled or vended drinks.
Here is one that saves money for me with four boys in our home. Use single ply toilet paper. Kids use the same whether it is two ply or one ply.
My mother taught me to always un-wrap bars of soap when I bring them home from the store and put them in my clothes drawers. They do two things. They make your sweaters and t-shirts smell nice and they harden, so that they last longer in the shower.
One of the most important ways to save money is to avoid impulse buying. This is one of my hardest things to overcome. When I see a nice pair of shoes or a plant that would be perfect; I try to force myself to wait and come back at a later date and buy it. The worst buys I have ever made, were when I bought something on a whim or because a salesman talked me into it.
Avoid buying new when you can buy used. This works for cars and books and many other items.
Make sure you are paying the least possible for home, life and car insurance. It is worth the time you spend to find a better price. I saved so much by switching. The company you are with now might not be the cheapest in the year to come. You can also increase your deductible to save a lot each year.
Unplug appliances not in use. They say it can save a lot of money over a year’s time.
Some other things to help lower your utility bill are lower your thermostat in your house and on the water heater. Make sure you have insulation in your roof. Your dryer uses a lot of electricity. Hang things to dry when possible. Water your lawn deeply once or twice a week instead of daily or every other day.
Do small home repairs yourself.
My favorite is: share your garden with those around and get starts or divisions from them too. My favorite flowers in my garden have come from my mother’s garden. They have sentimental value. Ask your husband for a plant instead of flowers next valentines day or mother’s day.